ALTA Land Title Survey Requirements: What Lenders and Buyers Should Know

A construction professional wearing a hard hat and safety vest examines blueprints while surveying an open grassy field under a bright blue sky.

A construction professional wearing a hard hat and safety vest examines blueprints while surveying an open grassy field under a bright blue sky.

If you're buying or financing commercial property, chances are you've been asked to provide an ALTA land title survey. But what exactly does that mean, and why do lenders care so much about it?

An ALTA land title survey is a detailed report that provides critical information about a property’s legal boundaries, improvements, easements, access, and zoning. It goes beyond what’s covered in a standard property survey and is designed specifically to meet the needs of title insurance companies and lenders involved in high-stakes transactions.

Lenders use the ALTA land title survey to protect their investment. They want to ensure the land has clear boundaries and no surprises, such as encroachments, boundary disputes, or right-of-way issues. Buyers also benefit, gaining confidence that what they’re purchasing is accurately represented and free of legal landmines.

If you’re feeling overwhelmed by what’s required, Pixis is here to make things easy. We guide our clients through the entire survey process, ensuring they meet all ALTA standards and lender expectations from start to finish. You can access helpful tools and information at any time through our resource center.

Our team uses state-of-the-art equipment and local expertise to complete every ALTA land title survey with precision and care. Whether you're working with a national lender or a regional bank, Pixis ensures all documentation is formatted and submitted correctly.

There are also optional items you can include in your ALTA survey (called Table A items), which cover things like flood zone classification or utility locations. At Pixis, we help clients choose the right options based on their project type and risk profile.

Deadlines are another reason to choose Pixis. We understand that delays in surveys can hinder entire real estate closings, so we prioritize responsiveness and clear communication from the outset.

If you’re a real estate developer, investor, or legal professional handling large transactions, the ALTA land title survey is not optional; it’s critical. And having a trusted partner like Pixis means you’ll get it right the first time.

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What Is an ALTA/NSPS Land Title Survey and When Do You Need One?